Terms of Service

Last updated: September 22, 2026

These Terms of Service govern your access to and use of the Heritage Bullion Archive website, products, and related services.

By visiting the website, creating an account, or placing an order, you agree to these Terms and the policies referenced below.

1. Eligibility and Acceptance

You must be at least 18 years old, or the age of legal majority where you live, to place an order.

By using the website, you represent that you have legal capacity to agree to these Terms and that the information you provide is accurate and complete.

2. Online Store Services

Our store is hosted on Shopify, which provides the ecommerce platform that enables us to offer products and services online.

Your use of certain checkout, payment, account, or platform features may also be subject to terms and privacy practices of Shopify and relevant service providers.

3. Products and Descriptions

Heritage Bullion Archive offers collectible coins, bullion, precious-metal products, and related items.

We work to present descriptions, photographs, specifications, condition information, weights, dimensions, and pricing accurately.

Images may be enlarged and colors may vary by device. For random-year, assorted, circulated, or secondary-market products, the item received may differ from the example image while remaining consistent with the stated product description.

Availability, product information, and assortment may change without notice. We reserve the right to limit quantities or discontinue products.

4. Precious-Metal Prices and Market Information

Precious-metal markets can move rapidly. Spot prices, market indicators, charts, and related information displayed on the website are provided for general informational purposes and may be delayed, estimated, or supplied by third parties.

This information is not investment, tax, legal, or financial advice.

The price shown and accepted at checkout is the price applicable to your order, subject to payment authorization, inventory availability, and correction of obvious errors.

5. Orders, Payment, and Acceptance

Submitting an order is an offer to purchase. An order confirmation acknowledges receipt but does not necessarily constitute final acceptance.

We may verify payment, identity, shipping information, inventory, and transaction risk before accepting or fulfilling an order.

We may decline, limit, or cancel an order because of:

• Inventory limitations;
• Pricing or description errors;
• Payment authorization issues;
• Incorrect customer information;
• Suspected fraud;
• Legal restrictions; or
• Other legitimate business reasons.

If we cancel an order after collecting payment, we will issue an appropriate refund to the original payment method.

6. Pricing, Taxes, and Charges

Unless stated otherwise, prices are shown in U.S. dollars.

Applicable taxes, shipping charges, duties, and other fees are displayed or calculated as part of checkout where available.

You are responsible for charges imposed by your bank, card issuer, customs authority, or other third party.

7. Shipping and Delivery

Orders are shipped in accordance with our Shipping Policy.

Delivery dates are estimates and may be affected by carriers, customs, weather, security reviews, and events outside our reasonable control.

Risk-of-loss and title rules are determined by applicable law and the selected shipping terms.

8. Returns and Refunds

Returns, exchanges, cancellations, and refunds are governed by our Refund & Return Policy.

Certain products may be non-returnable when sealed packaging has been opened, an item has been altered, or the product was identified as clearance or final sale.

9. Accounts and Security

You are responsible for safeguarding your account credentials and for activity conducted through your account.

Notify us promptly if you suspect unauthorized access. We may suspend or terminate an account when reasonably necessary to protect customers, the website, or our business.

10. Acceptable Use

You may not use the website to:

• Violate any applicable law;
• Infringe intellectual-property or privacy rights;
• Submit false, misleading, or fraudulent information;
• Distribute malicious software or code;
• Interfere with website security or operation;
• Scrape, copy, or exploit the website without authorization;
• Commit or facilitate fraud; or
• Harass, threaten, or harm another person.

We may restrict access for conduct that violates these Terms.

11. Intellectual Property

The website and its original text, graphics, logos, design, photographs, video, code, and other content are owned by or licensed to Heritage Bullion Archive and are protected by applicable intellectual-property laws.

No content may be copied, republished, sold, distributed, or commercially exploited without prior written permission, except as permitted by law.

12. Third-Party Services and Links

The website may use or link to third-party services.

We do not control and are not responsible for third-party content, availability, terms, privacy practices, or performance. Your use of a third-party service is at your own discretion and may be subject to separate terms.

13. Disclaimer of Warranties

To the fullest extent permitted by law, the website and services are provided on an “as is” and “as available” basis.

We do not warrant that access will be uninterrupted, error-free, or completely secure.

Nothing in these Terms excludes any warranty or consumer right that cannot lawfully be excluded.

14. Limitation of Liability

To the fullest extent permitted by law, Heritage Bullion Archive and its service providers will not be liable for indirect, incidental, special, punitive, or consequential losses arising from use of the website or products.

Where liability cannot be excluded, our aggregate liability relating to a product or order will not exceed the amount paid for the affected product or order, except where applicable law requires otherwise.

15. Indemnification

To the extent permitted by law, you agree to indemnify and hold Heritage Bullion Archive harmless from third-party claims, losses, and reasonable expenses arising from your unlawful use of the website, violation of these Terms, or infringement of another person’s rights.

16. Severability and Waiver

If a provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in effect.

A failure to enforce a provision is not a waiver of the right to enforce it later.

17. Governing Law

These Terms are governed by the laws applicable to Heritage Bullion Archive and the transaction, without limiting any mandatory consumer protections available to you under applicable law.

18. Changes to These Terms

We may update these Terms from time to time. Changes take effect when the revised Terms are posted, unless a later date is stated.

Continued use of the website after an update constitutes acceptance to the extent permitted by law.

19. Contact Us

Questions about these Terms may be sent to support@heritagebullionarchive.com.